Many homeowners are unaware of how a homeowner’s insurance policy works. It is one of those things that a first time home buyer might not even think about until it’s brought up. That’s where a homeowner’s insurance agent in Florida can make a difference. You need to purchase homeowner’s insurance when you purchase a property, and your lender probably will ask for it at the closing or before.  A homeowner’s insurance agent in Florida offers a wide range of services and will save you money in the long run. That’s because we compare prices, and we know the neighborhoods in Florida! In South Florida, where hurricane season is in full swing, a homeowner’s insurance agent like Coastal Choice Insurance Agency can help you make essential decisions in policy coverage based on where you live and what is explicitly going on in your community. If your city is known for flooding and you are living on a flood plain, then your insurance agent may suggest that you purchase flood insurance in addition to your primary homeowner’s policy. Flooding is not covered in that policy and must be purchased separately. The same with mold. In South Florida, the high humidity often breeds mold, which, if left unchecked, can really do significant damage to your home, costing you thousands of dollars in mold remediation costs. In this case, your insurance agent may suggest adding a mold rider to your policy. In these times of uncertainty, don’ you owe it to yourself to find the best homeowner’s policy with the coverage you can afford? The dedicated agents at Coastal Choice Insurance Agency are happy to help secure the best policy for your needs. Don’t let a natural disaster catch you off guard! Make sure you have enough coverage in your homeowner’s policy.

 What other services does a homeowner insurance agent in Florida provide?

It’s important to find an insurance agent who cares and listens. You want someone who will take the time to understand your needs and concerns. You also want someone who will meet with you either by phone or in-person to conduct business. Often so much of our modern business is done online, which often lacks the personal touch that is still necessary to foster trust between client and agent. At Coastal Choice Insurance, we hope that you will trust us enough to earn your business. You work hard for your money and don’t want some agency telling you to buy an insurance plan with high premiums just to collect a higher commission. Our dedicated team at Coastal Choice Insurance will never do that!

What are some of the other things a dedicated homeowner’s insurance agent in Florida can do for you?

• Contact the insurance companies on your behalf to compare prices

• Suggest different amounts of coverage depending on where you live

• Obtain the best possible coverage at the best rates

• Suggest the best insurance company for your town’s special needs

• Understands your personal needs to match you with the best policies

• Suggests switching to a lower-priced company later on if appropriate

• Takes the time to explain all  the coverage and confusing policy language

• Alerts you if your insurance is ending  soon or lapsing

Ready to get started?

To learn more about your options for homeowner’s insurance In Florida, contact Coastal Choice Insurance Agency to get started right away. Hurricane season is here, and there is no time to delay. When you need property insurance in South Florida, it’s essential to find the right homeowner’s insurance agent in Florida to assist you and cut through the red tape. Coastal Choice Insurance is that agency. When you hire us, you can rest assured that you have invested in a dedicated team. We will make sure the insurance providers are covering you with all you need to protect your home. So, don’t hesitate to reach out to Coastal Choice Insurance Agency today. We provide insurance policy services for the entire state of Florida. We help homeowners like you secure insurance policies that will give you the protection you need. Rest assured that you’ll be covered in the event of a tropical storm, hurricane, tornado, fire or other natural disasters. Don’t hesitate to contact us anytime at (877) 778-9295.