Not all auto insurance policies are alike. That’s why the task of finding one can be so overwhelming. There are so many things to consider when purchasing an auto policy in Florida, and you want to make sure you get all the coverage you need and more. 

So, what do you need to look for in an auto insurance policy? First, you need to find a great auto insurance agent in Florida who will research the competition and write the perfect policy tailored to your specific needs. When searching the Internet for an auto insurance agent in Florida, look no further than Coastal Choice Insurance. We help clients secure the perfect auto insurance policy to give them the protection they need to cover their home business and vehicle.

How can I make sure I’m getting the most auto coverage for my money?

Unfortunately, Florida is sometimes known for its many uninsured drivers. That’s why insurance premiums may be a bit higher in Florida than in some parts of the country. The Insurance Research Council recently did a study that found more than a quarter of Florida’s drivers don’t carry insurance, which tends to drive insurance premiums up for everyone. Florida also requires drivers to carry $10,000 in personal injury protection in their policy, which cover any medical costs for you if you get into an accident. One recent thing that has helped lower auto insurance rates in Florida is the ban on texting. Less texting has so far equaled fewer accidents reported, and that goes a long way in helping stat premiums remain as low as possible.  But there are some things that you can do to keep auto insurance premium costs down such as:

Don’t speed. Tickets mean points on your license and, most likely, a hike in your insurance premium. If playing music loud influences your tendency to speed, try playing softer calmer music on the car’s radio. Often, we don’t realize how fast we are going, and then it’s too late when we hear the dreaded sound of a siren about to pull us over. Be mindful of the speed limit. Getting to your destination 5 minutes later may save you a $350 speeding ticket.

Research the right vehicle. Some cars are much less expensive to insure than others. You might think a luxury vehicle is more affordable to insure, but it often depends on the vehicle. 

Take advantage of all the discounts auto insurance companies offer. There are safe driver discounts, discounts for taking a safe driver course, discounts for multiple vehicles called bundling, and good drivers with 0 accidents. There are also discounts for veterans, students, and anti-theft devices. These discounts can add up to substantial savings so don’t be afraid to ask your insurance agent about them.

At Coastal Choice Insurance, we want to make sure that you get every discount and low-cost premium option available. Our dedicated team of agents is here to ensure that you are 100 % happy with your auto insurance. If not, we can compare and contracts companies. Different companies offer different discounts. It’s just a matter of finding what suits your lifestyle and needs today.

Are you ready to learn more?

You want the best auto insurance with all the coverage you need at the best possible price with all the discounts you are eligible for.  To ensure that and more, you need an auto insurance agent in Florida that you can trust who will be there for you. At Coastal Choice Insurance Agency, we want to earn your trust. Our dedicated agents are committed to learning about your needs and then matching you with the best auto insurance policy. We have access to all of the best-rated companies and obtain quotes for you that accommodate you and your family’s needs. Auto insurance can vary from company to company and state to state; that’s why you need an agency that can compare all different companies and make sure you are getting the best prices for your auto needs. When searching for an auto insurance agent in Florida, don’t hesitate to contact Coastal Choice Insurance at (877) 778-9295. Not all auto insurance policies are the same, and we specialize in finding the perfect policy to fit your individual needs. Searching for an auto insurance quote has never been easier with Coastal Choice Insurance Agency!